Saturday, January 10, 2009

Sad, Depression and need advice!

Hello and Good Afternoon Everyone who reads this blog,

I am very sad, depressed and all as you know what may or may not know what has been going on in my life. So, here goes as I am going to explain it again and look forward to this being long, but I will try to explain it short but into detail the best I can okay. LOL! Thanks for taking the time to even read this.

First off you know that I am disabled and most of you know that I am homebound. Well, the Sheriff's office SOLD our home on 1/8/09 but the good news is that NO ONE BIDDED on it. So, they bought the home back for $133,200 and the good news is if we can get the money to buy it back from them we can STAY in the home. The bad news is if we can't get the money we only have 30 days to find a place to move too. We know that the loan company will want at least the $133,200 but I know they will be asking for more I am sure because the original loan was for $180,000 at $1933 a month for the mortgage payment. That is why we were NOT able to afford that. But it was only $1200 and we were able to afford that and it just kept going up and up. We couldn't afford it and tried everything to get it reduced and tried to get them to work with us and nothing helped.

What I was wondering if there is anyone out there that would be willing to help me out in raising the money or even if someone would be willing to help me out to try to get the money. I would LOVE to stay where I am at and I would be willing to repay anyone that helps us back if it took me the rest of my life if just someone would help us out. We have had so much BAD LUCK and NO ONE that wants to help us including the Mortgage company. We called them so many times and get transferred to so many people and so on and NEVER get any answers. Most of the time we don't even get to talk to an actual person it is a voicemail or recording.

So, all of you know that my mom's boyfriend (husband so to speak been together 18 yrs). has become very ill and lost his job a few years ago and has been looking for work and because he has gotten ill he has not been able to even do that. And with how bad the times are no one will hire him. So, he finally got on medical insurance and was able to finally go to the hospital and doctor's and they are finding out but this is just a start and just get it started in January 2009 but filed for it back in Nov. 2008 and it is just now getting started. So, he has finally got a primary care and he is finding out he has Lymphedema and Nodules in his left leg, severe sleep apnea, Narcolepsy, and we are sure he has other issues but these are just a start. He is also morbid obese as well and has become homebound as well.

My mom is disabled as well and she is having to help take care of me and her hubby (whom I will refer him as) and her brother. She has major issues as well. One like I was telling you she may have cancer but can't find out until March 2009 because of Medicaid will not pick it up because it has not been 6 months. So, she can't find out until than if it is cancer or not. She was diagnosed 2 years ago with NON CANCEROUS CYSTS in the same breast but these new signs are deeper and there are more of them in the same breast. So, we don't know if they are the same ones or if it is cancer. Which I am hoping it is not. She also has 6 herniated disks in her back, Diabetic, high blood pressure and they (diabetes and blood pressure) are uncontrollable even with medicines. She is also a maniac depressed, has anxiety attacks, and panic attacks. She can't be around many people and if she has a spell she has to go and be by herself because of it. She has mood swings as well and maybe Bipolar but has NEVER been diagnosed in having it.

Now we go onto me which most of you know me I have what is called Primary Lyphedema/Elephantiasis in both legs. It is swelling in both legs and you are in a lot of pain and I am prone to infections which I have almost died all ready 4 times from the infections (MRSA-Staph Resistant Infection). I am very morbid obese but try to limit my intake and watch what I eat, I drink water all the time and I try to not eat any bad foods but my problem is being immobile and lack of money to get proper foods to eat that I can eat more than one time a day. Which 90% of the time I only eat 1 or 2 meals a day and that is it. Like today I have not eaten yet but 1 Scrapple & Egg & Cheese Sandwich on Wheat Toast and 2 bottles of Water all ready. I am depressed alot because I have been homebound now for over 6 years and I have not even been out to see a doctor in almost 3 yrs. No doctor will come to my home to see me at all because believe me you I have tried. I am on oxygen 24 hours a day as you can probably all ready be able to tell from my profile picture with my boyfriend (whom I consider my hubby been together 18 yrs as well). I have severe Obstructive Sleep Apnea.

Will continue saving because something is messing up with my computer sorry!!!


Joyce said...

Kat, I wish I had that kind of money. I would certainly help. But alas, I do well to stay afloat myself. I had to sell my house when things got bad and now I'm in a little apartment. But it's ok. I'm safe and warm and that's all that matters. Prayers going up.
Hugs, Joyce

Dannelle said...

I can't offer any advice but I do send my love and prayers- I am living on disability which doesn't cover zilch and no medical! Therefore I understand. Dannelle

Anonymous said...

I'm wondering why at 180 thousand your mortgage payment monthly was so high. If you end up losing this house, you will gain something. Freedom from this horribly high payment. You can rent something much much lower. Its not the end of the world to lose your house, just switch gears and put your energy into finding a nice new rented place to live. Sometimes the best thing to do is let go of something. If it is so hard to keep, that is a sign that you need to let it go. With a smaller rent payment you will have more money to be healthier for sure. Maybe look to rent somewhere with nice sidewalks to take a walk in. You say you are homebound well, I doubt you want to stay homebound. You can start by walking around your home. then just walk to the mailbox. Then up the street and back. Take charge of your health, you have a god given body to inhabit and your spirit is trapped and its not fair to your spirit to trap it this way. You can change this, you can! Have you ever watched a show called Ruby? Its this beautiful 500 pound woman who is working to lose weight and its so inspiring! Please watch it, I watch it to inspire myself. Here is the link....
You are in charge of your life and you can do this. You will try and you will succeed, but trying is first.
As for your house, I have no idea how you can raise this kind of money with no one working. If it were me, I think I would be looking for a home right now, not trying to rebuy something thats been taken away. Get something new. I love a fresh start there is something so inspiring about it. Start looking for something new, thats my advice however small.
Good luck to you all. I'll be praying for you.

PurpleKatz said...

Thank you all for the comments and I do appreciate everything. I have reposted some info and I do apologize for thinking I am asking for money from anyone when I am not I am just asking for advice or prayers. Thanks again for everything and look forward to helping you all in the future and look forward to getting back to designing after everything is handled and straightened out. Thanks again for everything. God bless and many hugs, KAT :OD