Monday, December 8, 2008

Another Bad day here in Delaware!

Hello and Good Afternoon Everyone that are reading this blog!!!

Well, today is just another bad day in my neighborhood.

First off my stepmother's nephew was shot 2 times in the chest and had to be air lifted to shock trauma unit at a very well known hospital. They don't know what is going on yet and if he is going to make it or not. The police and FBI are still investigating this due to he was left to die after being shot. So, please say some prayers for him and their family. The nephew's father is also dying from cancer and he could die any day now and this is all he needs. So, the family is up to the hospital by the boys side to find out what is going on. As soon as I know anything I will report it here okay.

Than we got bad news about our home too. They maybe wanting to foreclose on it because my stepfather and mom both got behind due to him losing his job and my mom is disabled like myself. Most of you know that we all live together. I am on disability and my hubby works. So, we all don't get that much due to the fact that we are not married legally and they would calculate the incomes together. So, when my stepfather lost his job and now he is unable to work due to him falling and hurting himself and getting sick with the Narcolepsy and Sleep Apnea we have fallen behind on the mortgage.

We don't know what to do or how to stop what is going to happen. If anyone knows of anything please let us know. Me and Rob would love to buy the house from my stepfather and take over the payments that are lower in rate if we can. That would be so much better than having to try to come up with the high payment my stepfather has now. So, if you all can help out that would be greatly appreciated. As must of you know I am handicapped and more less homebound and have NO means of getting out if we have to move.

I am just so upset and all this happening here at the holidays. That is why I have not been online much because I am not trying to use my online service that much because I am going to have to try to either discontinue it or I am going to have to cut it down or something because I don't know what to do anymore. I just feel like each day in my life it is getting worse and worse and I am getting deeper and deeper into a rut and I can't get out of it. I feel like I am such a USELESS person and can't do anything right anymore. I have a college degree and not able to get or be able to work because of being on oxygen 24 hours a day and in a wheelchair and in so much pain. But I know that there are so many more people out there that are worse off than I am and that is what gets me up everyday.

I am really lose for words and don't know what to say anymore because of this depression that is setting in on me and how I need to get out of this and what I can do to make everything better for me and my family and my health. I just don't know what to do anymore. Please help us all out if you can or know how. Thanks a million and god bless everyone!!! Love you all!! Hugs, KAT :*o(


Anonymous said...

Hi there, I found you through the other "Kat" I know....Wow you are having a terrible time these days. I dont know how I can help, except to say that it is always darkest before the dawn. You are in my prayers and I hope that the mortgage company can work with you all. Have you all tried calling the mortgage company and having them work with you? I have had to do that and they have plans where they can re-amortize your mortgage. Please consider calling them, it is worth the effort if you can save your house from forclosure.

Dannelle said...

Sweetie girl, I am so sorry for all your troubles! I wish I could help. I understand about disability payments- not much to live on. My prayers for you all, keep the faith. ((((hugs))))Dannelle

Missie said...

I heard most mortgage companies are willing to work with everyone to avoid forclusureright now.

What about just making intrest payments for a few months? I would talk to the mortgage company.

When it rains, it pours for you. Keeping the nephew in my prayers.

Joyce said...

Missie had a great idea. Most mortgage companies are willing to defer a couple of payments and/or allow just interest pymts. right now. It's important that someone talk to them and tell them what's going on. They don't want the house back if it can be avoided and will usually work with you.
Prayers going up.
Hugs, Joyce

Amanda said...

((((((((((((HUGSTOYOU)))))))))))))))I saw your Blog through someone sle I cant remember,my thoughts and prayers are with you.